Electric Car Saves Insurance Premiums
Posted by Robert
If you want to do your part as citizen of the planet Earth, and get cheaper insurance premiums as well, why not get an electric car? Yes, those things may run on a snail’s pace compared to your gasoline chugging hot rod, but it can do better for the earth and your wallet.
If you live in London, electric cars are exempt from charges on congestion and you get another bonus: you get cheaper car insurance premiums because your produce fewer emissions compared to gasoline-powered cars. Usually these electric types are also small in stature, but it’s also a big plus to the insurance company as they are more unlikely to get into a serious car accident.
So, if you want to save up on gas, get cheaper car insurance premiums, and lessen the carbon monoxide in the air, buy an electric car.
ibuyeco: The Green Car Insurance
Posted by editor
Environment protection awareness is fast growing. The insurance industry is not far behind about this matter. In fact, the world’s ever first green car insurance, ibuyeco, was launched on World Environment Day. Ibuyeco guarantees that consumers will have a 100 percent carbon free insurance. Depending on the type of car you drive and your estimated mileage, ibuyeco will be calculating your probable emissions. Based from those data, they will place an additional fee to your car insurance and off-set your emissions by donating it to one of the products of The Carbon Neutral Company. This way, ibuyeco will then be providing consumers a competitive option for their car insurance.
Do I Need Gap Insurance?
Posted by Administrator
You’ve just driven your car off the lot, when Murphy’s Law strikes. An accident damages the fender of your brand new car. Well, not to worry, you’re insured, right? Not exactly. You may not know it, buy the value of your car plummets, by as much as 20%-30% once it leaves the dealer. So if you get into an accident, even with full insurance coverage, you’ll only receive the market value of your vehicle which will be lower than your purchase price. That means you’ll have to shoulder the difference. If you have Gap insurance, you’ll be covered for the difference between your loan amount on the car and the car’s actual market value. But since this is not a requirement, some insurance companies may not offer Gap insurance. So before deciding to purchase your new car, check with your current insurance provider about Gap insurance. If it’s not included in the premium, you may want to purchase Gap insurance for a reasonable additional cost.
Cheap Auto Insurance
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Image Source:www.womanscarinsurance.net
In getting auto insurance drivers that launch a search for cheap auto insurance are instead hit with high rates. Usually, they are the new drivers and the young drivers.
In purchasing insurance policies, there is a possibility of getting an insurance package where a homeowner can get a home insurance packaged with a cheap auto insurance from the same insurance company. Another choice is getting a cheap a multi-auto policy for families that owns several cars that needs insurance cover. Companies tend to lower the price of auto insurance when a insurer covers more than one auto. Relocating the residence of the auto owner is another way of getting cheap insurance. Nowadays with the prevalence of on line transactions, the easiest way to get cheap auto insurance is to go online. Insurance companies can now provide quotes to online viewers. This can give the auto owner a way and a chance to view the rates from various companies in a quick and easy manner and make a wise decision after.
Insurance Industry Monitors Your Driving
Posted by Robert
How would you like it if someone was monitoring the way you drive your car? Feel like Big Brother’s eyes are on you? This is what the car insurance industry wants to happen in the future. A black box will be installed in your car, for your benefit as well.
Yes, like the black box (actually it’s orange, weird they’d call it black) in airplanes that record flight movements and everything else that happens in the pilot’s cockpit, will also be installed in cars. The Association of British Insurers (ABI) say that this technology has already been installed in Staffordshire.
According to the Spokesman of ABI, Malcolm Tarling:
“Insurers will certainly use advances in technology and the goal that they are always trying to achieve is to ensure that the price that they charge for insurance reflects the actual risk.â€
Tips on How to Lower Car Insurance Premiums
Posted by Robert
Car insurance premium too high? Although the auto premiums dropped last year by 1% sine 1999, it’s still not enough considering the skyrocketing oil prices at the gas stations. Setting the premiums down can save a lot of money to buy for essential items.
We’ve found an article from Wall Street Journal that spells out some tips on how to lower that. Here are some tips on how to lower those premiums.
- Shop once a year: If you’re working with an insurance agent, he adds, ask him to match online price quotes, which are typically lower.
- Fees up: Late credit card payments and where you park your car can now boost your price.
- Pay for what you use: Good news for second cars: Some companies now offer pay-as-you-go insurance, tied to how many miles a car-mounted Global Positioning System says a vehicle drives each year.
The Luxury Cars to Insure (Conclusion)
Posted by Administrator
The other luxury car worth insuring is the Audi A4. The A4 has a dual-stage and dual-threshold airbag supplemental with occupant sensors. Its new system of seat belts has a good management and usability that enables a safer way of employing seat belts while on the road. Ultimately, it has a child safety feature like LATCH [or the lower anchorage and tethers for children] system placed at the rear seats with child rear locks.
Both the BMW 330i and the Audi A4 have the essential extras that ensure the quality safety above all. One wouldn’t hesitate to get car insurance for these cars as insurance companies charge lower premiums for safe cars as well as give discounts for ant-theft or vehicle-tracking features.
the conclusion of the continuing saga… The Luxury Cars to Insure (part 1)
(Taken from carinsurancecounsel.com)
Sports Car Insurance (Conclusion)
Posted by Administrator
continuation of The Real Deal with Sports Car Insurance (part 1)
The Real Deal with Sports Car Insurance (Conclusion)
The Factors which Affect your Insurance Premium
Normal factors which affect insurance premium are age, location, car make, and the like. However, as there is a higher risk involved in sports cars, there is also a higher rate. Most insurance companies charge the same rate for sports car insurances even for different car makes since they have a record of the usual sports car predicaments.
Where to Look for Sports Car Insurance
The internet is a good source for insurance websites and there are a lot. You can start by getting quotes from different companies and find out for yourself which works best for you. Know your concerns and study which insurance company gives the maximum coverage for your needs.